IRAs & Roth IRAs

Nobody wants to be working for the rest of their lives. Individual Retirement Accounts and Roth Individual Retirement Accounts are vehicles that have been established to help people to save for retirement. IRAs and Roth IRAs have annual contributions limits and can be very beneficial to invest into from a tax standpoint* every year. Whether your employer offers a retirement account or not, setting up an IRA or Roth IRA may be the best way for you to create a more comfortable future and retirement.

*Please consult a tax accountant for full details.

ATTENTION: Due to the COVID-19 pandemic, the Spencer bank lobby is closed until further notice. Spencer drive-up is open. Use night drops for deposits. Appointments can be made on a limited basis.