Certificates of Deposit

Invest without the risk of market losses with a CD from Community State Bank. CDs are a way to save while taking advantage of higher interest rates than traditional savings accounts. Our CDs have fixed rates, flexible term options from 3 to 60 months, and can start with deposits as low as $1,000.

Other types of investments also available.

ATTENTION: Due to the COVID-19 pandemic, the Spencer bank lobby is closed until further notice. Spencer drive-up is open. Use night drops for deposits. Appointments can be made on a limited basis.