Business Checking

Checking

Business Checking
Minimum Opening Balance $100
Minimum Balance
(to avoid fees)
NA
Fees $5 monthly maintenance fee; waived if enrolled in online statements
$0.15 per debit item1
$0.16 per credit item
$0.06 per item deposited
Uncollected funds fee if applicable2
Additional Information Earnings credit-bearing3
 More Benefits

SHAZAM® Debit Card
Online Banking & Mobile Banking

1The first 15 debits will be free, unless the account accrues more than 15 debits. In that case, all 15 debits will be charged as normal.

2Uncollected funds fee: If the month’s average collected balance is negative, the account will be charged an additional fee based on a rate set by the bank and subject to change and applied to the month’s average collected balance.

3Earnings credit: An amount will be calculated each month to partially or completely offset the calculated monthly charge. It is based on a rate determined by the bank and subject to change and applied to the month’s average collected balance less a 12% reserve requirement.

Interest

Business Interest
Minimum Opening Balance $1,000
Minimum Balance
(to avoid fees)
NA
Fees $5 monthly maintenance fee; waived if enrolled in online statements
$0.15 per debit item1
$0.16 per credit item
$0.06 per item deposited
Uncollected funds fee if applicable2
Additional Information Interest-bearing3
 More Benefits

SHAZAM® Debit Card
Online Banking & Mobile Banking

1The first 15 debits will be free, unless the account accrues more than 15 debits. In that case, all 15 debits will be charged as normal.

2Uncollected funds fee: If the month’s average collected balance is negative, the account will be charged an additional fee based on a rate set by the bank and subject to change and applied to the month’s average collected balance.

3Earnings credit: An amount will be calculated each month to partially or completely offset the calculated monthly charge. It is based on a rate determined by the bank and subject to change and applied to the month’s average collected balance less a 12% reserve requirement.

Public Funds NOW

Public Funds NOW Account
Minimum Opening Balance $1,000
Minimum Balance
(to avoid fees)
NA
Fees $5 monthly maintenance fee; waived if enrolled in online statements
$0.15 per debit item1
$0.16 per credit item
$0.06 per item deposited
Uncollected funds fee if applicable2
Additional Information Interest-bearing3
 More Benefits

SHAZAM® Debit Card
Online Banking & Mobile Banking

1The first 15 debits will be free, unless the account accrues more than 15 debits. In that case, all 15 debits will be charged as normal.

2Uncollected funds fee: If the month’s average collected balance is negative, the account will be charged an additional fee based on a rate set by the bank and subject to change and applied to the month’s average collected balance.

3Earnings credit: An amount will be calculated each month to partially or completely offset the calculated monthly charge. It is based on a rate determined by the bank and subject to change and applied to the month’s average collected balance less a 12% reserve requirement.

Organizational

Organizational
Minimum Opening Balance $100
Minimum Balance
(to avoid fees)
$200
Fees $2 minimum balance fee
 More Benefits

SHAZAM® Debit Card
Online Banking & Mobile Banking

Trust Commission

Trust Commission Accounts
Minimum Opening Balance $1,000
Minimum Balance
(to avoid fees)
$1,000
Fees $10 minimum balance fee
Additional Information Interest-bearing
 More Benefits Online Banking & Mobile Banking

 

We will be CLOSED, SATURDAY, MAY 18 - Due to Software Enhancements. Other service will also be affected: ONLINE BANKING will be down beginning Friday, May 17 at 3 p.m. through Monday, May 20 at 9 a.m. DEBIT CARDS will be down from 3:00 - 3:30 p.m. on Friday, May 17. You will receive an EXTRA STATEMENT on your account(s) for the month of MAY.