Online & Mobile Banking Services

Online Banking

Open up a whole new world of possibilities with Online Banking! Log in or enroll now for the ultimate account access, control, and security.


Mobile Banking

Mobile Banking allows you to conveniently manage your finances anytime, anywhere. Download our free app for your Apple, Android, or Kindle device. Find us in the app store as “Community State Bank Spencer”!*

While our mobile app is as safe and secure as Online Banking, read our Mobile Banking Security tips for extra steps you can take.


Text Message Banking

Activate Text Message Banking within Online Banking. Once activated, text specified commands to 454545 anytime to immediately receive account information.

  • Obtain your balance, recent transactions, or make transfers by sending a simple text.
  • Can be used from any text-enabled mobile phone (no smart phone required)


Online Statements

Enroll in online statements to conveniently and securely view all your statements online.


Bill Pay

Activate Bill Pay within Online Banking or Mobile Banking.**

  • Control when, how much, and who gets paid
  • Set automatic recurring or one-time payments
  • Get reminders to help you stay on track



Popmoney® is a personal payment service that you can use to pay friends back, split expenses, send last-minute gifts, and more! Activate Popmoney within Online Banking or Mobile Banking.**

  • Send money by using an email address, phone number, or account information
  • Avoid having to carry cash or write checks
  • Save a stamp and a check when paying distant friends or relatives


External Funds Transfer

Use External Funds Transfer to move money between your Community State Bank accounts and your accounts at other financial institutions. Activate External Funds Transfer within Online Banking.**

  • Save time with no need to visit branches or write checks
  • Schedule automatic recurring transfers to assist with regular saving


Money Management

Activate our free personal budgeting tool within Online Banking.

  • See all your accounts in one place
  • Automatically categorizes your expenses
  • Know where you’re spending
  • Set goals


Account Alerts

Set up free customizable account alerts within Online Banking.

  • Can be received via email or text message
  • Set alerts based on account activity, balance information, etc.


Mobile Deposit

Activate Mobile Deposit within Mobile Banking.**

  • Deposit checks quickly and easily with your mobile smart phone
  • Save a stamp or a trip to the branch or ATM


*Mobile carrier fees may apply.

**Community State Bank checking account required. Other terms and conditions may apply.