Personal Loans

Consumer Loans
Community State Bank can help you finance your next big purchase or unexpected event such as:

  • New or used automobiles
  • Recreational vehicles such as RVs, boats, motorcycles, or snowmobiles
  • Student loans
  • Home furnishings
  • Appliances
  • Vacations
  • Other personal needs

*Community State Bank is compensated by Iowa Student Loan for the referral of Partnership and Reset Loan customers.

Consumer Loan Application


Real Estate Loans

Whether you are looking to buy or build, we can help you finance your new home tailored to your individual needs. We participate in a variety of programs to offer financing options to qualified applicants. Apply online now!

  • Federal Home Loan Bank grants
  • Spencer Quality Housing Initiative grants
  • First-time Home Buyer loans
  • USDA Rural Development loans

Home Equity
Use the equity you have built up in your home to make home repairs, start that home remodeling project, or make other purchases. The interest you pay may even be tax deductible*.

*Consult your tax advisor regarding the deductibility of interest.




Tony Brugman Emmetsburg    NMLS ID #1286583

Patrick Sullivan Laurens             NMLS ID #472598

Renee Weber

Renee Weber

NMLS ID # 650585

Ryan Witt
Albert City
NMLS ID #959510

Seth McCaulley

NMLS ID #780928

Sandy Krummen

Sioux Rapids
NMLS ID #1639935

Brant McKibben

NMLS ID #1942091