Archive for Investments

Investments – Business Retirement Plans

OFFERING PERSONALIZED RETIREMENT PLANS FOR YOUR BUSINESS

At Community Bank, we pride ourselves in the relationships we have cultivated with our business customers. It’s that personalized service in banking, insurance and investments that sets us apart from our competitors. The relationships we created with our community are how we got our name and how we continue to grow.

Types of Business Retirement Plans:

  • 401(k)
  • Simple IRA
  • SEP IRA

 

Benefits of Business Retirement Plans

  • ATTRACT BETTER EMPLOYEES BY OFFERING THIS ADDED BENEFIT
  • REALIZE THE TAX BENEFITS THAT RETIREMENT PLANS CONTAIN*
  • PERSONALIZE YOUR PLAN TO FIT YOUR INDIVIDUAL NEEDS
  • ENHANCE YOU AND YOUR EMPLOYEES FUTURE

 

Services Provided

  • HELP ESTABLISH ACCOUNTS FOR NEW EMPLOYEES
  • EDUCATING EMPLOYEES WITH ONE-ON-ONE SIT-DOWNS
  • RETIREMENT PLANNING FOR INDIVIDUALS ENTERING THE NEXT STAGE OF LIFE
  • QUARTERLY NEWSLETTERS THAT GIVE QUICK 401(k) TIDBITS

*Please consult a tax accountant for full details.

Investments – IRAs & Roth IRAs

Nobody wants to be working for the rest of their lives. Individual Retirement Accounts and Roth Individual Retirement Accounts are vehicles that have been established to help people to save for retirement. IRAs and Roth IRAs have annual contributions limits and can be very beneficial to invest into from a tax standpoint* every year. Whether your employer offers a retirement account or not, setting up an IRA or Roth IRA may be the best way for you to create a more comfortable future and retirement.

*Please consult a tax accountant for full details.

Investments – Managed Opportunities

Managed accounts are one of the largest growing types of accounts in the industry. Accounts that meet certain minimum account values can be placed in a managed account where either the rep or a 3rd party manages the funds to fit the suitability of the client while trying to get the most return that the client is comfortable with. Periodic fees are associated with these accounts. For more information, please contact Levi to look into the many managed opportunities that Levi and Securities America offer.

Investments – Main

Broker Check

Investment Options:

  • Stocks & Bonds
  • Mutual Funds
  • Annuities
  • Structured Products
  • College Funding (529 plans)
  • Retirement Planning
  • 401(k) & Qualified Plans
  • CDs*

*CDs are the only product listed that are insured by the FDIC.


Disclosures


Securities offered through Securities America, Inc., Member FINRA, SIPC.

Advisory services offered through Securities America Advisors, Inc. Community State Bank and the Securities America companies are not affiliated.

This site is published for residents of the United States and is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security or product that may be referenced herein. Persons mentioned on this website may only offer services and transact business and/or respond to inquiries in states or jurisdictions in which they have been properly registered or are exempt from registration. Not all products and services referenced on this site are available in every state, jurisdiction or from every person listed.

Investment products only offered at FINRA approved branches (below).

        Community State Bank
        1812 Hwy Blvd
        Spencer, IA 51301 

        Community State Bank
        208 Main St
        Albert City, IA 50510

        Community State Bank
        123 Main St
        Sioux Rapids, IA 50585

 


 

Investments – Brokerage Accounts

Brokerage accounts clear through Pershing, LLC. They allow you to buy many different types of products (e.g. stocks, bonds, mutual funds) and keep them all organized in one account. Brokerage accounts have very small minimum value and they can be set up for the following types of accounts:

  • Individual
  • Joint
  • Individual TOD
  • Joint TOD
  • IRA
  • Roth IRA
  • SEP IRA
  • Simple IRA
  • Beneficiary IRA
  • Guardian IRA
  • Guardian Roth IRA
  • Education Savings
  • Trust
  • Estate
  • Corporation
  • Non-Corporate
  • Partnership