Personal Checking

Community

Community Checking
Minimum Opening Balance $100
Minimum Balance
(to avoid fees)
$200
Other Requirements
(to avoid fees)

Must have at least one finalized direct deposit during the month

Must be enrolled in online statements

Fees

$5 if minimum balance and requirements are not met per statement cycle

More Benefits

SHAZAM® Debit Card
Online Bill Pay
Online Banking & Mobile Banking
Hundreds of ATMs via SHAZAM® Privileged Status ATM Network

Basic

Basic Checking
Minimum Opening Balance $100
Minimum Balance
(to avoid fees)
$500
Fees

$4 minimum balance fee
$0.15 per item fee for each debit and credit transaction in excess of 25 during a month

 More Benefits

SHAZAM® Debit Card
 Online Bill Pay
 Online Banking & Mobile Banking
Hundreds of ATMs via SHAZAM® Privileged Status ATM Network

Economy

Economy Checking
Minimum Opening Balance $100
Minimum Balance None
Fees

$3 monthly fee
$0.15 per item fee for each debit and credit transaction in excess of 20 during a month

 More Benefits

SHAZAM® Debit Card
 Online Bill Pay
 Online Banking & Mobile Banking
Hundreds of ATMs via SHAZAM® Privileged Status ATM Network

Student

Student Checking
Minimum Opening Balance $100
Minimum Balance None
Fees

None

Additional Information

Must be under the age of 21. 

On account holder’s 21st birthday, the account will automatically be changed to an Economy Checking account.

 More Benefits

SHAZAM® Debit Card
 Online Bill Pay
 Online Banking & Mobile Banking
Hundreds of ATMs via SHAZAM® Privileged Status ATM Network

Senior

Senior Checking
Minimum Opening Balance $100
Minimum Balance
(to avoid fees)
$100
Fees

$4 minimum balance fee

Additional Information Must be age 62 or older.
 More Benefits

SHAZAM® Debit Card
 Online Bill Pay
 Online Banking & Mobile Banking
Hundreds of ATMs via SHAZAM® Privileged Status ATM Network

Interest

Interest Checking
Minimum Opening Balance $1,000
Minimum Balance
(to avoid fees)
$1,000
Fees

$10 minimum balance fee

Additional Information Interest-bearing
More Benefits

SHAZAM® Debit Card
 Online Bill Pay
 Online Banking & Mobile Banking
Hundreds of ATMs via SHAZAM® Privileged Status ATM Network