September 07, 2008   Spencer 712-262-3030   Albert City 712-843-2211   Marathon 712-289-4401   Webb 712-838-4321
 
  

Personal Loans

When it’s time to choose financing for a home, vehicle, vacation, or education, we offer versatile solutions to help provide loans that are designed for you. We’re here to help with local decision making and personal service from start to finish.


Consumer Loans

We offer a variety of consumer loans with flexible terms and competitive interest rates.

  • Residential real estate loans
  • Vehicle loans (new and used)
  • Student loans
  • Personal loans
  • CD loans
  • MasterCard and Visa Credit Cards
  • Recreational vehicles

Real Estate Loans

These are made to individuals for the purchase or refinance of their primary residence, residential rental property or second homes. A variety of programs are offered to meet your needs.

  • In-house loans – provide a conventional home loan funded by the bank. Flexible terms are available to fit your individual needs.
  • Secondary market loans – including long-term fixed-rate low downpayment loans available with private mortgage insurance.
  • Construction loans – provide interim funding while a new house is being built and permanent financing completed.
  • Home improvement loans – provide funds for remodeling, maintenance or repair.
  • Home equity loans* – home equity credit combines repayment flexibility with potential tax deductible interest making this one of the least expensive forms of consumer credit.

Vehicle Loans

When you are buying a new or used vehicle, check with us first for the most competitive rates. We can pre-approve your loan so that your shopping will be easier.


Recreational Vehicles

We have loans for purchase or refinance of RVs, boats, motorcycles, or snowmobiles.


Student Loans

If you or someone you know is heading off to college, we can arrange the financing needed to cover those expenses. Several options are available including loans to parents or students.


Personal Loans

These are for personal purchases which might include debt consolidation, campers, home furnishings, computers, or other personal needs.


CD Loans

Your certificate of deposit with Community State Bank can be used as collateral for a loan.


Mastercard & Visa Credit Cards

Get hometown convenience with worldwide acceptance with Community State Bank’s Mastercard or Visa credit card.

*Consult your tax advisor regarding the deductibility of interest

  
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