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Personal Loans
When it’s time to choose financing for a home, vehicle, vacation,
or education, we offer versatile solutions to help provide loans
that are designed for you. We’re here to help with local decision
making and personal service from start to finish.
Consumer Loans
We offer a variety of consumer loans with flexible terms and
competitive interest rates.
- Residential real estate loans
- Vehicle loans (new and used)
- Student loans
- Personal loans
- CD loans
- MasterCard and Visa Credit Cards
- Recreational vehicles
Real Estate Loans
These are made to individuals for the purchase or refinance of
their primary residence, residential rental property or second
homes. A variety of programs are offered to meet your needs.
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In-house loans – provide a conventional home loan funded by the
bank. Flexible terms are available to fit your individual needs.
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Secondary market loans – including long-term fixed-rate low
downpayment loans available with private mortgage insurance.
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Construction loans – provide interim funding while a new house
is being built and permanent financing completed.
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Home improvement loans – provide funds for remodeling, maintenance
or repair.
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Home equity loans* – home equity credit combines repayment
flexibility with potential tax deductible interest making this one
of the least expensive forms of consumer credit.
Vehicle Loans
When you are buying a new or used vehicle, check with us first for
the most competitive rates. We can pre-approve your loan so that
your shopping will be easier.
Recreational Vehicles
We have loans for purchase or refinance of RVs, boats, motorcycles, or snowmobiles.
Student Loans
If you or someone you know is heading off to college, we can arrange the
financing needed to cover those expenses. Several options are available
including loans to parents or students.
Personal Loans
These are for personal purchases which might include debt consolidation,
campers, home furnishings, computers, or other personal needs.
CD Loans
Your certificate of deposit with Community State Bank can be used as
collateral for a loan.
Mastercard & Visa Credit Cards
Get hometown convenience with worldwide acceptance with Community State Bank’s
Mastercard or Visa credit card.
*Consult your tax advisor regarding the
deductibility of interest
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