Agriculture Loans

At Community State Bank we understand the prevalence of agriculture in Northwest Iowa requires us to stay in step with the needs of our farm customers. Our bank has always been a strong and reliable source of financing for all types of farm loans with competitive rates and terms.

Operating Loans

• Non-revolving and Revolving Lines of Credit are based upon the customer’s annual cash flow.
• Cash flows establish the amount of cash to cover crop expenses, equipment maintenance and repair, as well as the day-to-day expenses of your business.
• Typical maturities are one year.

• New and used equipment financing is available with terms from 3 to 5 years.
• These are typically made in conjunction with other production financing.

• We develop the lending programs to fit your needs.
• Single grain storage facilities
• Contract feeding facilities
• Private production facilities for livestock
• Machine storage buildings

• First-time farm buyers
• Farmers who are expanding their operations
• Farmers who are interested in refinancing their present land loans
• Investors in farmland

• Beef
• Poultry
• Swine
• Other livestock programs

• Community State Bank participates in government loan programs.