Agriculture Checking Products

Basic Checking
Minimum opening balance	$100.00
Minimum balance to avoid charges	500.00
Minimum balance fee	4.00
First 25 transactions per month	Free
Per transaction charge over 25	.15
Debit card fee	0.00
Debit card ATM fee	NO CHARGE*
Economy Checking
Minimum opening balance	$100.00
Minimum balance requirement	0.00
Monthly fee	3.00
First 20 transactions per month	Free
Per transaction charge over 20	.15
Debit card fee	0.00
Debit card ATM fee	NO CHARGE*
Senior Checking
Minimum opening balance	$100.00
Minimum balance to avoid charges	100.00
Minimum balance fee	4.00
Debit card fee	0.00
Debit card ATM fee	NO CHARGE*
Available to people 62 and over
Student Checking
Minimum opening balance	$100.00
Minimum balance requirement	0.00
Unlimited check writing
Monthly charge	0.00
Debit card fee	0.00
Debit card ATM fee	NO CHARGE*
On account holder's 21st birthday, the account will automatically be changed to an Economy Checking account.
Bank Club Checking
Minimum opening balance	100.00
Minimum balance requirement	0.00
Monthly fee:
Basic Plan I Basic Plan II Family Plan I Family Plan II Family Plan III	7.00 7.50 8.00 8.50 9.00
Plan benefits include varying levels of accidental death & dismemberment coverage, unlimited check writing, $100,000 common carrier accidental death and dismemberment coverage, debit card and no fee ATM charges*, plus other benefits.
Interest Checking
Interest bearing account, rate subject to change, tiers may apply
Minimum opening balance	$1000.00
Minimum balance to avoid charges	1000.00
Minimum balance fee	10.00
Debit card fee	0.00
Debit card ATM fee	NO CHARGE*
* Note that on most accounts we do not charge for debit card transactions at any ATM but you may be surcharged directly by the bank that owns the ATM and we cannot control this charge. We are also charged a separate fee for your transaction and have waived this fee where indicated. We advise you to avoid those banks that charge these surcharges.