Years

The number of years you wish to analyze. This can be any number from one to one hundred.

Rate of return

Pre-tax rate of return on your investments. For example, the long-term rate of return for the S&P 500 is about 11%. A savings account earns 2% to 5%.

Initial investment

Total you currently have invested that should be included in this analysis.

Inflation rate

What you expect for the average long-term inflation rate.

Annual investments

The amount you will contribute each year to your investments. If you check the box to adjust this amount for inflation, your annual investment will increase each year by the inflation rate.

Tax rate

The percentage of your investment return you will pay in taxes. Your taxes are assumed to be payable annually, at the end of the year.

Compounded interest return

Total after-tax return if your investment profit is compounded annually.

Simple interest return

Total after-tax return if your investment profit is simple interest with no compounding.

Total invested capital

Total you have invested. This includes your initial investment and all periodic investments.

Investment final total

Your investments total ending value. If you have checked the box to show values after inflation, this amount it the total value of your investment in today's dollars. If this box is uncheck, it will show the actual value of the investment.

Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.