Business/Ag Loans

At Community Bank we believe the best way to serve you is to be familiar with you and your business by building a solid relationship. Our approach to business banking involves on-site visits, gathering and analyzing your financial information, making local decisions, and structuring loan facilities that meet your needs.

Business Loans

Operating Loans
Lines of credit to handle seasonal changes in inventory and accounts receivable.

Equipment Loans
To finance capital purchases such as vehicles, machinery, and other types of equipment.

Real Estate Loans
To finance real estate purchases, expansions, ownership changes, or acquisition of a new business.

Construction Loans
A way to maintain cash flow during the construction phase.

We utilize government guaranteed loan programs, providing options for qualifying businesses to gain financing through the Small Business Administration or USDA Rural Development.

 

Agriculture Loans

Operating Loans
Lines of credit based on cash flow to cover crop expenses, equipment maintenance, and day-to-day expenses.

Equipment Loans
To finance your new or used equipment purchase.

Land Financing
For first-time land buyers, farmers expanding their operation, farmers refinancing their present land loans, or investors.

Facility Loans
To finance an upgrade or build new storage, feeding, or production facilities.

We utilize government guaranteed loan programs, providing options for qualifying businesses to gain financing through the USDA Farm Service Agency or Small Business Administration.

 

Spencer Spencer Spencer
Albert City Webb Spencer