Business Checking

Checking

Business Checking
Minimum Opening Balance $100
Minimum Balance
(to avoid fees)
NA
Fees $5 monthly maintenance fee
$0.15 per debit item
$0.16 per credit item
$0.06 per item deposited
Uncollected funds fee if applicable*
Additional Information Earnings credit-bearing**
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SHAZAM® Debit Card
Online Banking & Mobile Banking

*Uncollected funds fee: If the month’s average collected balance is negative, the account will be charged an additional fee based on a rate set by the bank and subject to change and applied to the month’s average collected balance.

**Earnings credit: An amount will be calculated each month to partially or completely offset the calculated monthly charge. It is based on a rate determined by the bank and subject to change and applied to the month’s average collected balance less a 12% reserve requirement.

Interest

Business Interest
Minimum Opening Balance $1,000
Minimum Balance
(to avoid fees)
NA
Fees $5 monthly maintenance fee
$0.15 per debit item
$0.16 per credit item
$0.06 per item deposited
Uncollected funds fee if applicable*
Additional Information Interest-bearing**
 More Benefits

SHAZAM® Debit Card
Online Banking & Mobile Banking

*Uncollected funds fee: If the month’s average collected balance is negative, the account will be charged an additional fee based on a rate set by the bank and subject to change and applied to the month’s average collected balance.

**Paid interest based on tiered rates applied to the daily collected balance less a 12% reserve requirement. The tiers and rates are set by the bank and subject to change.

NOW

Business NOW Account
Minimum Opening Balance $1,000
Minimum Balance
(to avoid fees)
NA
Fees $5 monthly maintenance fee
$0.15 per debit item
$0.16 per credit item
$0.06 per item deposited
Uncollected funds fee if applicable*
Additional Information Interest-bearing**
 More Benefits

SHAZAM® Debit Card
Online Banking & Mobile Banking

*Uncollected funds fee: If the month’s average collected balance is negative, the account will be charged an additional fee based on a rate set by the bank and subject to change and applied to the month’s average collected balance.

**Paid interest based on tiered rates applied to the daily collected balance. The tiers and rates are set by the bank and subject to change.

Organizational

Organizational
Minimum Opening Balance $100
Minimum Balance
(to avoid fees)
$200
Fees $2 minimum balance fee
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SHAZAM® Debit Card
Online Banking & Mobile Banking

Trust Commission

Trust Commission Accounts
Minimum Opening Balance $1,000
Minimum Balance
(to avoid fees)
$1,000
Fees $10 minimum balance fee
Additional Information Interest-bearing
 More Benefits Online Banking & Mobile Banking